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  • The basics of filing a Chapter 13 Bankruptcy

    The two most common forms of bankruptcy are Chapter 7 and a Chapter 13 bankruptcy. Depending on your financial circumstances, income, assets and other related issues, you may only qualify for Chapter 13 and not Chapter 7. Chapter 7 is reserved for people with few assets and little or no income. It discharges unsecured debt such as credit cards.

    On the other hand, with a Chapter 13 bankruptcy, filers work out a restructured payment plan and then repay their debts over a three to five year period, sometimes at a discount, to a trustee.

    While this is more challenging, the

    • File Chapter 13 Bankruptcy
    • hixson_admin Jan 11 2018
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  • How to stop wage garnishment

    In an effort to collect debts from you, some creditors may go to court to get a money judgment. This means the creditor sues you in court and wins the case or wins a default judgment which happens if you do not respond to the lawsuit.

    After winning a judgment, the creditor will send documentation to your employer directing them to take a certain portion of your earnings and send it directly to them. If you want to prevent this from happening, you have the option of attempting to claim an exemption with the court.

    What you should know about

    • Stop Wage Garnishment
    • hixson_admin Jan 4 2018
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  • Different ways to achieve debt relief

    The bills keep piling up. Money going out is exceeding money coming in and you are in financial trouble, perhaps for the first time in your life. You should not become paralyzed by your situation, which will only make matters worse. But what should you do? The good news is, you do have options.

    Initial steps to take

    You must be realistic about your current situation. That means you and your spouse must sit down, list all your debts and what the minimum payments are, along with what the due dates are. Next, you need to start calling creditors to

    • Debt Relief
    • hixson_admin Dec 28 2017
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  • The pros and cons of filing Chapter 7 bankruptcy

    Whether we face the reality of a financial crisis or not, sometimes there’s no easy way out. Events can conspire to overwhelm you, and in the end, the only option you may have left is to file bankruptcy. Most bankruptcies in the United States are either Chapter 7 or Chapter 13 and deciding which one is right for you depends on your income, assets, debts and other financial issues.

    Chapter 7 bankruptcy is a liquidation bankruptcy that wipes out all general unsecured debts such as medical bills and credit cards. To qualify, you must have little or no disposable income,

    • Chapter 7 Bankruptcy
    • hixson_admin Dec 21 2017
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  • The benefits of a good business law attorney

    Chances are, if you are a business owner, sooner or later, you are going to need the services of a good business law attorney. They can be a key member of your executive team if you run a large multi-million dollar company, or they can be a trusted advisor whom you turn to time to time as needed if you’re a smaller mom and pop operation.

    A well-rounded business attorney can assist a business owner in many ways

    There are so many legal issues that come up during the normal course of business. Even if you are sharp and well

    • Business Law
    • hixson_admin Dec 14 2017
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  • An attorney may be able to help you with a loan modification

    For many people, obtaining a loan modification usually involves working with a loan broker to find the best possible financing deal. However, there are instances when it makes sense to retain the services of an experienced loan modification attorney to walk you through the necessary steps while protecting your financial interests.

    Why you should consider a loan modification

    When a lender modifies a mortgage, they are agreeing to change some aspect of the existing loan. This might include lowering the interest rate, forgiving part of the outstanding principal, extending the length of the loan or changing other possible parameters. The

    • Loan Modification
    • hixson_admin Dec 7 2017
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  • Exploring the options if you’re considering a business bankruptcy

    Every business goes through its ups and downs. Most times you can recover, but sometimes you can’t. There can come a time when you can no longer meet your monthly obligations and you have no other way out, so the worst case scenario of filing for bankruptcy is something you must consider.

    If you are a business owner, you have three possible bankruptcy options, each with its own set of pros and cons.

    Chapter 7 bankruptcy

    Chapter 7 is considered a liquidation bankruptcy in which some or all of the business assets are sold to satisfy debts. However, a few

    • Business Bankruptcy
    • hixson_admin Nov 30 2017
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  • Making It Through An Inheritance Dispute in Arlington

    Earnest was very close to his grandmother. While he was in high school, he used to spend many of his afternoons going over to her house and share tea and some stories with her. His memories of her from his early childhood are fond, but a bit vague when compared to those many special moments he shared with her in his adolescence. She listened to him vent about the trivialities from his days in high school and offered him invaluable bits of advice as he continued his journey into adulthood. Sadly, during his sophomore year in college, his weekly phone

    • Uncategorized
    • hixson_admin Mar 4 2016
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  • The Incredible Resourcefulness of Obtaining Power of Attorney in Arlington

    Life can be hard sometimes and tough to understand. Sometimes, when things seem to be going just right or when even they feel like they can’t get any worse, life has a way of throwing extremely unexpected and unfortunate circumstances into our laps. In one such circumstance, a loving, happy husband was on his way home to his wife and three children. A careless driver went through a red light and ended up crashing into the man’s car. He wound up in the hospital in a coma. What happened during this tragic experience is a vital lesson in how defining

    • Family
    • hixson_admin Feb 26 2016
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  • When You Need a Probate Attorney in Arlington

    There comes a time in life when we must all face our demise. It is an unfortunate, yet certain aspect of our reality. Many times before you reach the end of your life cycle, you will have to cope with the untimely and sad loss of many people you know, including family. Many times, when a family loses one of its members, the family seeks the counsel of a probate attorney.

    A probate attorney helps the executors or administrators of estates with the probate process. This means that they help the people who were either designated by the deceased, the

    • Probate
    • hixson_admin Feb 19 2016
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    Arlington, TX 76015

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